Four Arguments Against Fed Health Ins Requirements

The Colorado Tenth Amendment Center recently posted the article:
Can Colorado “opt out” of Obama Care?

This article provides four powerful arguments against those who erroneously claim: “Well, you have to get car insurance.”


One of the justifications we hear for this mandate is Auto Insurance. That people have to buy auto insurance is held up as proof that government has this power. There are four things I ask you to consider before you make up your mind. First, driving an automobile on public roads is a privilege not an unalienable right like “life”. Second, those are state laws, not Federal, and the States have far more powers then the constitutionally limited federal government. Third, the law only requires you carry insurance to cover damages you may do to someone else, not yourself. And finally, you can choose not to drive an automobile on public roads and avoid having to buy insurance. These four facts completely invalidate this argument for anyone who considers this question objectively.


To summarize in handy list fashion:

1.) Driving an automobile on public roads is a privilege, not an unalienable right like “life”.

2.)
Those are state laws, not Federal, and the States have far more powers then the constitutionally limited federal government.

3.)
The law only requires you carry insurance to cover damages you may do to someone else, not yourself.

4.) You can choose not to drive an automobile on public roads and avoid having to buy insurance.

I’ve made argument #4 before, though not as eloquently.


You don’t have to get car insurance to own a car. If I buy a car and I leave it sitting in my garage, I don’t have to insure it. (Although, I might want to insure it as a collectable if it is a classic.)

Also, you can drive on private property without insurance, as long as you don’t venture out onto public roads. Many farmers and ranchers maintain old pickup trucks that they only use on their property. These vehicles do not have to be insured or inspected. Also, you don’t have to be licensed to drive them. Many teens and preteens grow up driving the old truck around the farm before they’re ever allowed to drive on public roads.

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